We work with passion and go the extra mile for our clients embracing a never-give-up attitude.
Emroc is an independent debt collection agency (DCA) dedicated to helping internationally operating corporations, including banks and insurance companies to reduce their portfolio of overdue cross-border B2B claims. With experience in more than 150 countries around the globe, we are a reliable advisor for our clients and their ultimate choice for debt collection.

Services
Emroc is a commercial debt collection agency that exclusively handles cross-border B2B claims. We specialize in recovering debts from various types of entities, including governmental bodies, and even individuals who have provided a personal guarantee for B2B transactions. Our client base primarily consists of export credit agencies, their policyholders, and banks.
Emroc excels in managing claims (ST & MT) on a global scale, except for Russia. Our comprehensive services include recovery advisory which encompasses background investigations and strategic recovery planning. When it comes to settlements with debtors, we offer flexibility, employing payment plans for smaller amounts and debt acknowledgment and payment agreements for more substantial sums.
Should we find it challenging to collect a debt through amicable means, and if background information suggests that a legal judgment could be enforced, we would engage a law firm if authorized by client.
Debt Recovery
Emroc is committed to achieving amicable settlements with debtors, striving to circumvent the necessity for costly and protracted court proceedings whenever feasible. We remain dedicated to discovering innovative solutions to confront the ever-evolving economic landscape, influenced by geopolitical uncertainties.
Emroc specializes in managing cross-border B2B claims (S/MT) on a global scale, excluding Russia, operating under a contingency fee structure, meaning we only get paid when we successfully recover our client’s outstanding debts.


Accounts Receivables Management
Research has unequivocally shown that the most opportune window for collecting overdue accounts falls between 30 and 90 days past due. Beyond this threshold, the prospects of successful recovery decrease significantly. Emroc's proactive approach empowers us to identify and facilitate reasonable payment solutions during this crucial timeframe, thereby assisting our clients in mitigating the risks of financial loss and the potential loss of valuable clients.
Emroc empowers its clients to maintain a steadfast focus on their core mission operations, while steering clear of the intricate challenges tied to collecting overdue accounts in various international markets.
Recovery Advisory
At Emroc, our Recovery Advisory provides clients with a tailored approach to managing overdue accounts, ensuring access to precise, actionable information. Leveraging our professional network within the debtor’s country, we empower clients to make informed, strategic decisions grounded in facts.
This service includes providing business reports, commercial registry and tax documentation, strategic recovery planning and in case access to our network of lawyers. Our flexible fee structure is determined by the extent of external costs and internal efforts, ensuring transparent and cost-effective solutions.
With Emroc’s recovery advisory, clients have a partner dedicated to simplifying complexities, enabling fact-based decisions backed by global expertise.


About Emroc
A Leading Global Debt Collection Agency
Established in 2001, Emroc has earned its place among the world's leading collection agencies. Specializing in cross-border B2B collections, we excel in the recovery of predominantly medium to large outstanding claims.
Our team of skilled debt collectors is dedicated to helping clients reclaim funds from businesses worldwide (with the exception of Russia), boasting an impressive success rate on viable claims.
In addition to our debt collection services, Emroc extends its services to provide financial and operational guidance, supporting the negotiation of problematic international corporate transactions. This hands-on business experience significantly bolsters our effectiveness in managing large commercial collections.
Emroc's prowess in debt recovery is widely acknowledged within the industry. We've been featured and lauded in industry publications, and our managers are invited as speakers at events, including those prestigious events organized by the Berne Union.
Vision
Emroc's vision is to be the pillar of trust and excellence in the debt collection industry, serving as a beacon of hope for clients around the world. We are committed to fostering economic stability through amicable debt resolutions, sparing our clients the time, cost, and uncertainty of legal battles. Our vision is to be the most reliable advisor for export credit agencies, their policyholders, and banks, working tirelessly to reduce their portfolio of overdue cross-border B2B claims. We are passionate about what we do and embrace a never-give-up attitude to achieve this vision.
Mission
Emroc's mission is to stand by our clients, offering unwavering support in the complex world of international debt recovery. We aim to reduce the burden of overdue cross-border B2B claims for export credit agencies, their policyholders, and banks by achieving amicable settlements. Our mission is to be the trusted partner that enables our clients to focus on their core businesses while we handle the intricacies of collecting overdue accounts in foreign countries. We approach our work with passion and dedication, ensuring our clients' financial well-being and peace of mind.
"The best way to predict the future is to create it."
Abraham Lincoln